Pay and stay covered in Nigeria

One free wallet for your travel money, plus health cover for your trip.

Open your free wallet Compare health plans

Pay like a local. Get care if you need it.

Two things make a trip to Nigeria harder than it should be: paying without losing money on the exchange rate, and finding a hospital you can trust if you get sick.

Omanga puts a wallet and health cover in one account, so both are ready before you land.

Omanga Holiday Insurance

Short-term health cover in Nigeria from Phillips HMO. Three plans, from $50 a month. Explore health cover

Omanga Payment Solutions

Hold 6+ currencies, top up from USD, GBP or CAD, and convert at the mid-market rate. Explore the wallet

1 USD = 1,333.15 NGN

You convert

You get

NGN1,333,148

Exchange rateMid-market, before you confirm

Transfer feeCharged per transfer₦20

Open your free wallet

Indicative rate · 19 October 2026 · USD to NGN today

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What you can do with Omanga

Everything your trip needs, in one account

Wallet

Top up in the currency you earn
Fund your wallet from USD, GBP or CAD and hold 6+ currencies in one place.
Convert at the real rate
Every conversion uses the mid-market rate, refreshed hourly. You see it before you confirm.
Spend in 50+ African countries
Pay from your balance, online or in person, wherever your trip takes you.

Health cover

Pick Silver, Gold or Diamond
Short-term health cover from $50 a month, for as long as your trip lasts.
Get care across Nigeria
See a doctor or visit a hospital in Phillips HMO's network.
Extend if you stay longer
Renew or extend your plan from your account without starting again.

Set up in three steps

Do it all before you fly.

Open your free wallet

Step 1: Open your wallet
Sign up in minutes and top up from USD, GBP or CAD.
Step 2: Add health cover
Pick Silver, Gold or Diamond for the length of your trip. It sits in the same account as your wallet.
Step 3: Land ready
Spend in 50+ African countries, and get care in Nigeria if you need it.

Coverage

Your wallet works in 50+ African countries

Spend online or in person wherever you go. Health cover applies in Nigeria.

Benin
Cameroon
Ghana
Nigeria
Kenya
Niger
Rwanda
Republic of the Congo
Sierra Leone
South Africa
South Sudan
39+ more

See all countries

Frequently asked questions

Can't find your answer? Contact us

What is the Omanga travel wallet?

Omanga Payment Solutions is a multi-currency wallet for travel in Africa. Fund it from USD, GBP or CAD, hold 6+ currencies and spend in 50+ African countries, online or in person. It is free to open.

What health insurance does Omanga offer for Nigeria?

Omanga Holiday Insurance is short-term health insurance for your trip to Nigeria. It comes from Phillips HMO, a Nigerian health provider with its own hospital network. Cover applies in Nigeria only.

How do I fund my Omanga wallet?

Add money from USD, GBP or CAD, with no minimum amount. Omanga converts it at the mid-market rate.

What fees does Omanga charge?

Opening an Omanga wallet is free. Each transfer costs ₦20, and there are no minimums.

How much is travel insurance for Nigeria?

Omanga's travel health insurance for Nigeria costs $50 a month on Silver, $85 on Gold and $120 on Diamond. There's no commitment, and you can cancel any time.

What does each Omanga plan cover: Silver, Gold or Diamond?

Every plan covers hospital admission, diagnostics, emergency assistance and evacuation. The plans differ in ward type, scan allowances and which hospital categories you can use. Diamond opens the most hospitals, including Category C.